As a dedicated Loan Officer with Vellum Mortgage, I am passionate about guiding clients from all walks of life through the home financing process. Whether you are a first-time homebuyer embarking on an exciting new chapter, a growing family needing more space, or a savvy real estate investor expanding your portfolio, my mission is to be your trusted, transparent partner.

My approach is built on a foundation of over a decade in leadership and operations management, where I learned the importance of listening first. I strive to understand your unique goals to provide clear education and strategic advice. I am equipped to help you navigate a full suite of mortgage products to find the perfect fit. This experience includes providing creative solutions for complex scenarios, and I have deep expertise in the Non-QM market, ensuring that even those with non-traditional income or unique circumstances have a clear path to financing.

My commitment is to make the world of finance accessible and to build a lasting relationship that extends well beyond a single transaction.

Testimonials

      
 Excellent5.07 reviews
 5.0
 Excellent7 reviews
  Write a review 
 
 
 
   
 
 
      Posted on Google  
   
   Caroline 
 37 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I highly recommend Victor! He was incredibly helpful throughout the home-buying process. He was always prompt, responsive, and willing to answer all of my questions. I’m so grateful for his support!
  
 
     Posted on Google  
   
   Megan Wichert 
 163 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Vic and I closed a condo in 14 days!! Anyone in real estate knows is no small feat. It takes some serious coordination and communication to make this happen, and Vic delivered on every level with high energy and transparency.
From start to finish, it truly felt like a team effort. Every step was handled quickly, with a solutions-focused mindset.
In this market, speed is important, but teamwork is what wins. And this was one of those transactions where everything just clicked because of it.
I'm grateful to have a lender I can trust to get the job done, even under tight timelines. Looking forward to many more smooth closings together!
  
 
     Posted on Google  
   
   Drew Robertson 
 164 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely amazing. Victor was able to keep my life as stress free as possible during the process of purchasing my home. He is well informed with all the possible options regarding loans and grants. I highly recommend him, especially for a first time home buyer! 10 stars
  
 
     Posted on Google  
   
   Sarah Dixon 
 164 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Victor made purchasing a house as stress free as it can be ! He is extremely knowledgeable about the process, amazing with communication , and always doing what he can to make things easy for the customers !
  
 
     Posted on Google  
   
   Chris Day 
 267 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I can't speak highly enough about Victor. I went under contract on a Friday and closed 2 weeks later. I couldn't believe he made it happen so fast. And he and his assistant kept me informed and guided me along the way so I was always in the loop. I highly recommend him as you're sure to be pleased.
  
 
     Posted on Google  
   
   vincent igneri 
 268 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I reached out to Victor in Annapolis because I was looking for a lender, he was exceptionally patient and answered all my questions. Highly recommend.
  
 
     Posted on Google  
   
   Mason Halsey 
 358 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I had a fantastic experience working with Victor. Professional and accountable, friendly and easy to talk to. Highly recommend!
  
 
 
  
 
 
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Blog Posts

Maryland Homebuyers Advantage: Down Payment Assistance + Low Interest

Maryland Homebuyers Advantage: Down Payment Assistance + Low Interest Embarking on the path to homeownership marks a pivotal, thrilling moment.

Unclaimed Money Alert: Could Cash Be Waiting For You?

Unclaimed Money Alert: Could Cash Be Waiting For You? Did you know that there might be a treasure

Understanding the Tax Advantages of Homeownership with Vellum Mortgage

Discover the Tax Advantages of Homeownership with Vellum Mortgage Exploring the world of homeownership unveils a variety of

Gain Confidence & Feel Secure

Verified by Vellum is being fully educated on the mortgage process and knowing which options best suit your needs.

Increase Negotiating Power

Being Verified by Vellum provides security to the seller when presenting an offer. With no concerns about your ability to purchase the home, your offer will stand out amongst the others.

Enjoy a Faster Closing Period

Being Verified by Vellum may allow you to close in as few as 8 days. A quick closing can sometimes be the difference in your offer being selected.

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals. Let’s do this!

Get Started

Victor Medina

Se habla español

Victor Medina

victor Medina

Victor Medina

Testimonials

Blog Posts

Maryland Homebuyers Advantage: Down Payment Assistance + Low Interest

Unclaimed Money Alert: Could Cash Be Waiting For You?

Understanding the Tax Advantages of Homeownership with Vellum Mortgage

Gain Confidence & Feel Secure

Increase Negotiating Power

Enjoy a Faster Closing Period

Vellum Mortgage, Inc. | NMLS ID#: 1657323
(www.nmlsconsumeraccess.org)

Vellum Mortgage, Inc. | NMLS ID#: 1657323
For licensing information, go to: (www.nmlsconsumeraccess.org)

Victor Medina

Se habla español

Victor Medina

victor Medina

Victor Medina

Testimonials

Blog Posts

Maryland Homebuyers Advantage: Down Payment Assistance + Low Interest

Unclaimed Money Alert: Could Cash Be Waiting For You?

Understanding the Tax Advantages of Homeownership with Vellum Mortgage

Gain Confidence & Feel Secure

Increase Negotiating Power

Enjoy a Faster Closing Period

Vellum Mortgage, Inc. | NMLS ID#: 1657323 (www.nmlsconsumeraccess.org)

Vellum Mortgage, Inc. | NMLS ID#: 1657323 For licensing information, go to: (www.nmlsconsumeraccess.org)

Vellum Mortgage, Inc. | NMLS ID#: 1657323
(www.nmlsconsumeraccess.org)

Vellum Mortgage, Inc. | NMLS ID#: 1657323
For licensing information, go to: (www.nmlsconsumeraccess.org)