Josh has been in the financial industry since age 18, becoming a VP at 21 for a bank, and then transitioned to the mortgage industry over 18 years ago. He brings years of experience, ample knowledge of products, and a personal goal to provide the best service in the industry.

Josh has been able to help thousands of individuals obtain home ownership and help multiple generations within multiple families become homeowners when they thought it was not achievable. His core business practices make him stand out as a true specialist in Mortgage Banking, which has been proven year after year as he has been and continues to be in the top 1% of the nation with mortgage lenders consistently every year.

team member

Sean Hanley

Loan Manager

Testimonials

Josh was a great lender I really appreciated his guidance along the whole process.

Jibari – Washington, DC

Joshua was quick to get back to me with answers to my questions and let me know exactly what he needed to get me approved. I greatly appreciate his hard work.

Leah – federalsburg, md

Joshua was so quick to respond, always available when we had questions, and clearly walked us through the important details. I dreaded finding “the lender” for our home, and Josh was a TOP NOTCH recommendation. We will definitely work with him in the future when OMGPLZLETRATESDROP! Thanks, Josh!

tyler – baltimore, md

Blog Posts

Maryland Homebuyers Advantage: Down Payment Assistance + Low Interest

Maryland Homebuyers Advantage: Down Payment Assistance + Low Interest Embarking on the path to homeownership marks a pivotal, thrilling moment.

Unclaimed Money Alert: Could Cash Be Waiting For You?

Unclaimed Money Alert: Could Cash Be Waiting For You? Did you know that there might be a treasure

Understanding the Tax Advantages of Homeownership with Vellum Mortgage

Discover the Tax Advantages of Homeownership with Vellum Mortgage Exploring the world of homeownership unveils a variety of

Contact josh

BENEFITS OF GETTING A

Verified Pre-Approval by Vellum

Gain Confidence & Feel Secure

Verified by Vellum is being fully educated on the mortgage process and knowing which options best suit your needs.

Increase Negotiating Power

Being Verified by Vellum provides security to the seller when presenting an offer. With no concerns about your ability to purchase the home, your offer will stand out amongst the others.

Enjoy a Faster Closing Period

Being Verified by Vellum may allow you to close in as few as 8 days. A quick closing can sometimes be the difference in your offer being selected.

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals. Let’s do this!

Get Started

Josh David

Josh David

Josh David

The Josh David Team

Testimonials

Blog Posts

Maryland Homebuyers Advantage: Down Payment Assistance + Low Interest

Unclaimed Money Alert: Could Cash Be Waiting For You?

Understanding the Tax Advantages of Homeownership with Vellum Mortgage

Gain Confidence & Feel Secure

Increase Negotiating Power

Enjoy a Faster Closing Period

Title

Vellum Mortgage, Inc. | NMLS ID#: 1657323
(www.nmlsconsumeraccess.org)

Vellum Mortgage, Inc. | NMLS ID#: 1657323
(www.nmlsconsumeraccess.org)

Josh David

Josh David

Josh David

The Josh David Team

Testimonials

Blog Posts

Maryland Homebuyers Advantage: Down Payment Assistance + Low Interest

Unclaimed Money Alert: Could Cash Be Waiting For You?

Understanding the Tax Advantages of Homeownership with Vellum Mortgage

Gain Confidence & Feel Secure

Increase Negotiating Power

Enjoy a Faster Closing Period

Title

Vellum Mortgage, Inc. | NMLS ID#: 1657323 (www.nmlsconsumeraccess.org)

Vellum Mortgage, Inc. | NMLS ID#: 1657323 (www.nmlsconsumeraccess.org)

Vellum Mortgage, Inc. | NMLS ID#: 1657323
(www.nmlsconsumeraccess.org)

Vellum Mortgage, Inc. | NMLS ID#: 1657323
(www.nmlsconsumeraccess.org)