


Carlos Larrazabal
SVP, SENIOR LOAN OFFICER
NMLS ID #: 476370 | Licenses
12700 Fair Lakes Circle, Suite 400
Fairfax, VA 22033
Carlos Larrazabal
SVP, SENIOR LOAN OFFICER
NMLS ID #: 476370 | Licenses
12700 Fair Lakes Circle, Suite 400
Fairfax, VA 22033
Carlos Larrazabal
SVP, SENIOR LOAN OFFICER
NMLS ID #: 476370 | Licenses
12700 Fair Lakes Circle, Suite 400
Fairfax, VA 22033
The Larraz home loans mortgage Team
Licensed in DC, Florida, Georgia, Maryland, North Carolina, Virginia & West Virginia
Having worked in the Washington, DC metro area as a loan originator and manager for just shy of two decades, Carlos and his team have experience that gives them the familiarity to ensure everyone he serves is provided the knowledge and resources to achieve their financial goals.
The Larraz Home Loans Mortgage Team has helped arrange more than $2 billion in mortgages, assisting thousands of clients throughout the Washington, D.C., metro area in achieving homeownership or refinancing to meet their financial goals. With more than 25 years of experience in mortgage lending, Carlos was named a Top Originator for FHA loan volume in 2014 and 2015 and consistently ranks in the Top 5 in the United States. He was also named one of the Top 5 Latino Mortgage Originators in the U.S. by the National Association of Hispanic Real Estate Professionals (NAHREP).
The Larraz Home Loans Mortgage Team is redefining and elevating your experience, making it easier and more enjoyable.

Elizabeth Larrazabal
Loan Manager

Carolina Pantich
Loan Manager

Maria Vargas
Loan Manager

Al Larrazabal
Senior Loan Officer
Testimonials
All reviews![]()
ZillowPosted on Google![]()
Rene Contreras29 April 2026Trustindex verifies that the original source of the review is Google.
Always the best experience , always very helpful and the best team !Posted on Google![]()
Martha Restrepo3 August 2025Trustindex verifies that the original source of the review is Google.
We first worked with Carlos 14 years ago, and ever since, he and his team have never let us down. This was our fourth time using his home loan services, and once again, Carlos, Carolina, and Al went above and beyond. Their guidance through every step of the process is truly unmatched — always responsive, always professional, and always on top of everything. What stands out most is the trust and peace of mind they give us every single time. It’s rare to find a team that makes something as complex as a home loan feel seamless and reassuring. Carlos, Carolina, and Al — thank you from the bottom of our hearts. It has truly been a pleasure working with you time and time again.Posted on Google![]()
Shawn Lassiter5 February 2025Trustindex verifies that the original source of the review is Google.
Absolutely wonderful to work with. Very responsive, Carlos really works with you to make the deal happen!Posted on Google![]()
Gwendolyn Sloan1 June 2024Trustindex verifies that the original source of the review is Google.
My first experience with Vellum was when my son needed a mortgage company for the condo he was buying. I felt they provided an outstanding service to qualify him for the loan. I had him when I bought my townhouse and decided to go to him when I needed a qualification for a loan for my home. I checked several mortgage companies and then I remembered how great Carlos and his team was with my mortgage. With this one it wasn't a surprise. They did a fantastic job. Keeping up with me every step of the way. I highly recommend him and his team.Posted on Google![]()
Gabriela Carpio11 March 2024Trustindex verifies that the original source of the review is Google.
If I could give 10 stars I absolutely would. I am super happy to have worked with the Larrazabal/Vellum team. Al was a great guide on the purchase of my first home since the first time we spoke back in 2022. Very professional, very responsive and extremely knowledgeable. Being a first time home buyer can be very scary, but this team was able to make me feel very comfortable throughout the entire process. I highly recommend them for their services and you will not be disappointed! I will definitely be back and hopefully purchase a second home in the near future. Thank you Al , Elizabeth and the rest of the team!Posted on Google![]()
Amada Mendez3 January 2024Trustindex verifies that the original source of the review is Google.
Such great and smooth lending process! Thank you so much for the help. Definitely recommend Carlos for your house purchase!Posted on Google![]()
Moyra Revollo25 August 2023Trustindex verifies that the original source of the review is Google.
Como primera compradora me sentía estresada , preocupada y un sin fin de sentimientos, no sabía por donde empezar. un amigo me recomendó al equipo LARRAZABAL, desde el primer momento el señor Carlos me inspiró confianza, es un experto en la materia, tomo mi caso con seriedad. Gracias a Dios por poner en mi camino al equipo Larrazabal: señores Carlos, Alfredo y señora Elizabethl muchas gracias por su ayuda.Posted on Google![]()
Luis Quintanilla20 April 2023Trustindex verifies that the original source of the review is Google.
Agradezco mucho por brindarme su ayuda son muy profesionales graciasPosted on Google![]()
Ada Lila Ramirez10 March 2023Trustindex verifies that the original source of the review is Google.
Very pleased with the services received. Definitely recommend this company that has helped my family with the purchase/selling of our homes for 15+ years!Posted on Google![]()
Best Choice Solutions LLC7 March 2023Trustindex verifies that the original source of the review is Google.
Great Experience working with Carlos and his Team, always showed professionalism, transparency and great communication. I’m very happy with my new home.Posted on Zillow![]()
Miguel A Gutierrez18 February 2020Verified
Profesional and StraightforwardProfesional and Straightforward What I liked the most from Carlos was his Ethic, Extrictely verified what we said that we had about documents and requirements for loan approval, This made me feel comfortable and that I was doing the right thing too to protect myself.Posted on Zillow![]()
ricardo quijada15 February 2020Verified
Very professional , yet smooth processVery professional , yet smooth process Carlso and his team , became almost friends through the entire loan qualification process. Very honest and sincere when needed to be. They were also very flexible with appointments. Carlso were very prompt on all my emails , even when I would write an email on a weekend or late hours his response was immediately. Carlos and his team demonstrated transparency and trustworthy, we saw no hidden tricks or extra fees.Posted on Zillow![]()
Reviewer28 January 2016Verified
Straightforward approach to business and very detailed oriented.Straightforward approach to business and very detailed oriented. Great Service. He walked us through every step of the way and helped us get the house of our dreams. Straightforward approach to business and very detailed oriented. Always available to respond any questions or concerns we had throughout the process. I will definitively recommend him to anyone buying a house, he is the best and will work with make your house purchase possible.Posted on Zillow![]()
Reviewer27 January 2016Verified
He is always available when I have questions concerning my mortgage.He is always available when I have questions concerning my mortgage. Carlos Larrazabal was very helpful and he still his . He is always available when I have questions concerning my mortgage. He helped meClosing and purchasing my home then he adviced me to refinance to get a better deal .He cares for his costumers and has a great team .Posted on Zillow![]()
Reviewer27 January 2016Verified
Carlos dedicate us the time and all efforts to ensure we understand what we was ...Carlos dedicate us the time and all efforts to ensure we understand what we was ... Carlos is consider a personal friend after working with us. His dedication, knowledge in the mortgage arena is outstanding. I will call Carlos for any future investments I have plans to do. Carlos dedicate us the time and all efforts to ensure we understand what we was about to do as a new homeowner back in 2011. I recommend Carlos 100%.Posted on Zillow![]()
Reviewer27 January 2016Verified
Trate en muchas compañías para poder comprar mi primera casa ., pero fue con el ...Trate en muchas compañías para poder comprar mi primera casa ., pero fue con el ... Trate en muchas compañías para poder comprar mi primera casa ., pero fue con el Sr. Carlos Larrazabal que me brindó la confianza y me indicó claramente cuál era mi situación financiera y me ayudó para obtener mi préstamo con el cual adquirí mi primer hogar... Muy agradecido con él y su equipo.Posted on Zillow![]()
Reviewer25 January 2016Verified
Everything was done smoothly and fast.Everything was done smoothly and fast. Carlos and his team were great. Everything was done smoothly and fast. I was kept up to date with all information and if they needed something from me they let me know right away causing no delays with my purchase.Posted on Zillow![]()
Reviewer23 January 2016Verified
He was help full with all the process to get the home!!! an I didn't need to ...He was help full with all the process to get the home!!! an I didn't need to ... He was help full with all the process to get the home!!! an I didn't need to ask other providers and at the end i got what I was looking for in the price I was able to cover with the credit this agent got for mePosted on Zillow![]()
Reviewer8 January 2016Verified
We are so happy with our house .We are so happy with our house . My family and I are very happy and thankful with all the help that we received from mr Larrazabal, he's very honest, responsible and good person... We are so happy with our house . God bless this person for all the help to us ... ??Posted on Zillow![]()
Reviewer7 January 2016Verified
Process was the way I was explained.Process was the way I was explained. Did the closing without any delay , great and responsible for teamwork. Process was the way I was explained. Highly recommend Carlos Larrazabal services.
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