Carlos Larrazabal2026-09-03T18:14:14-04:00
Carlos Larrazabal Mortgage Lender
Carlos Larrazabal Mortgage Lender
Carlos Larrazabal Mortgage Lender

Carlos Larrazabal

SVP, SENIOR LOAN OFFICER

NMLS ID #: 476370 | Licenses

12700 Fair Lakes Circle, Suite 400

Fairfax, VA 22033

Carlos Larrazabal

SVP, SENIOR LOAN OFFICER

NMLS ID #: 476370 | Licenses

12700 Fair Lakes Circle, Suite 400

Fairfax, VA 22033

Carlos Larrazabal

SVP, SENIOR LOAN OFFICER

NMLS ID #: 476370 | Licenses

12700 Fair Lakes Circle, Suite 400

Fairfax, VA 22033

The Larraz home loans mortgage Team

Licensed in DC, Florida, Georgia, Maryland, North Carolina, Virginia & West Virginia

Having worked in the Washington, DC metro area as a loan originator and manager for just shy of two decades, Carlos and his team have experience that gives them the familiarity to ensure everyone he serves is provided the knowledge and resources to achieve their financial goals.

The Larraz Home Loans Mortgage Team has helped arrange more than $2 billion in mortgages, assisting thousands of clients throughout the Washington, D.C., metro area in achieving homeownership or refinancing to meet their financial goals. With more than 25 years of experience in mortgage lending, Carlos was named a Top Originator for FHA loan volume in 2014 and 2015 and consistently ranks in the Top 5 in the United States. He was also named one of the Top 5 Latino Mortgage Originators in the U.S. by the National Association of Hispanic Real Estate Professionals (NAHREP).

The Larraz Home Loans Mortgage Team is redefining and elevating your experience, making it easier and more enjoyable.

Elizabeth Larrazabal

Loan Manager

Carolina Pantich

Loan Manager

Maria Vargas

Loan Manager

Al Larrazabal

Senior Loan Officer

Testimonials

All reviews
Google
Google
Zillow
Zillow
ExcellentTrustindex star 1Trustindex star 2Trustindex star 3Trustindex star 4Trustindex star 55.048 reviews
5.0Trustindex star 1Trustindex star 2Trustindex star 3Trustindex star 4Trustindex star 5
Excellent48 reviews
ExcellentGoogle star 1Google star 2Google star 3Google star 4Google star 55.035 reviews
5.0Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent35 reviews
ExcellentZillow star 1Zillow star 2Zillow star 3Zillow star 4Zillow star 55.013 reviews
5.0Zillow star 1Zillow star 2Zillow star 3Zillow star 4Zillow star 5
Excellent13 reviews
Posted on Google Google
Rene Contreras profile picture
Rene Contreras
29 April 2026
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Always the best experience , always very helpful and the best team !
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Martha Restrepo profile picture
Martha Restrepo
3 August 2025
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We first worked with Carlos 14 years ago, and ever since, he and his team have never let us down. This was our fourth time using his home loan services, and once again, Carlos, Carolina, and Al went above and beyond. Their guidance through every step of the process is truly unmatched — always responsive, always professional, and always on top of everything. What stands out most is the trust and peace of mind they give us every single time. It’s rare to find a team that makes something as complex as a home loan feel seamless and reassuring. Carlos, Carolina, and Al — thank you from the bottom of our hearts. It has truly been a pleasure working with you time and time again.
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Shawn Lassiter profile picture
Shawn Lassiter
5 February 2025
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Absolutely wonderful to work with. Very responsive, Carlos really works with you to make the deal happen!
Posted on Google Google
Gwendolyn Sloan profile picture
Gwendolyn Sloan
1 June 2024
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My first experience with Vellum was when my son needed a mortgage company for the condo he was buying. I felt they provided an outstanding service to qualify him for the loan. I had him when I bought my townhouse and decided to go to him when I needed a qualification for a loan for my home. I checked several mortgage companies and then I remembered how great Carlos and his team was with my mortgage. With this one it wasn't a surprise. They did a fantastic job. Keeping up with me every step of the way. I highly recommend him and his team.
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Gabriela Carpio profile picture
Gabriela Carpio
11 March 2024
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If I could give 10 stars I absolutely would. I am super happy to have worked with the Larrazabal/Vellum team. Al was a great guide on the purchase of my first home since the first time we spoke back in 2022. Very professional, very responsive and extremely knowledgeable. Being a first time home buyer can be very scary, but this team was able to make me feel very comfortable throughout the entire process. I highly recommend them for their services and you will not be disappointed! I will definitely be back and hopefully purchase a second home in the near future. Thank you Al , Elizabeth and the rest of the team!
Posted on Google Google
Amada Mendez profile picture
Amada Mendez
3 January 2024
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Such great and smooth lending process! Thank you so much for the help. Definitely recommend Carlos for your house purchase!
Posted on Google Google
Moyra Revollo profile picture
Moyra Revollo
25 August 2023
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Como primera compradora me sentía estresada , preocupada y un sin fin de sentimientos, no sabía por donde empezar. un amigo me recomendó al equipo LARRAZABAL, desde el primer momento el señor Carlos me inspiró confianza, es un experto en la materia, tomo mi caso con seriedad. Gracias a Dios por poner en mi camino al equipo Larrazabal: señores Carlos, Alfredo y señora Elizabethl muchas gracias por su ayuda.
Posted on Google Google
Luis Quintanilla profile picture
Luis Quintanilla
20 April 2023
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Agradezco mucho por brindarme su ayuda son muy profesionales gracias
Posted on Google Google
Ada Lila Ramirez profile picture
Ada Lila Ramirez
10 March 2023
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Very pleased with the services received. Definitely recommend this company that has helped my family with the purchase/selling of our homes for 15+ years!
Posted on Google Google
Best Choice Solutions LLC profile picture
Best Choice Solutions LLC
7 March 2023
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Great Experience working with Carlos and his Team, always showed professionalism, transparency and great communication. I’m very happy with my new home.
Posted on Zillow Zillow
Miguel A Gutierrez profile picture
Miguel A Gutierrez
18 February 2020
Zillow star 1Zillow star 2Zillow star 3Zillow star 4Zillow star 5Verified
Profesional and StraightforwardProfesional and Straightforward What I liked the most from Carlos was his Ethic, Extrictely verified what we said that we had about documents and requirements for loan approval, This made me feel comfortable and that I was doing the right thing too to protect myself.
Posted on Zillow Zillow
ricardo quijada profile picture
ricardo quijada
15 February 2020
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Very professional , yet smooth processVery professional , yet smooth process Carlso and his team , became almost friends through the entire loan qualification process. Very honest and sincere when needed to be. They were also very flexible with appointments. Carlso were very prompt on all my emails , even when I would write an email on a weekend or late hours his response was immediately. Carlos and his team demonstrated transparency and trustworthy, we saw no hidden tricks or extra fees.
Posted on Zillow Zillow
Reviewer profile picture
Reviewer
28 January 2016
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Straightforward approach to business and very detailed oriented.Straightforward approach to business and very detailed oriented. Great Service. He walked us through every step of the way and helped us get the house of our dreams. Straightforward approach to business and very detailed oriented. Always available to respond any questions or concerns we had throughout the process. I will definitively recommend him to anyone buying a house, he is the best and will work with make your house purchase possible.
Posted on Zillow Zillow
Reviewer profile picture
Reviewer
27 January 2016
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He is always available when I have questions concerning my mortgage.He is always available when I have questions concerning my mortgage. Carlos Larrazabal was very helpful and he still his . He is always available when I have questions concerning my mortgage. He helped meClosing and purchasing my home then he adviced me to refinance to get a better deal .He cares for his costumers and has a great team .
Posted on Zillow Zillow
Reviewer profile picture
Reviewer
27 January 2016
Zillow star 1Zillow star 2Zillow star 3Zillow star 4Zillow star 5Verified
Carlos dedicate us the time and all efforts to ensure we understand what we was ...Carlos dedicate us the time and all efforts to ensure we understand what we was ... Carlos is consider a personal friend after working with us. His dedication, knowledge in the mortgage arena is outstanding. I will call Carlos for any future investments I have plans to do. Carlos dedicate us the time and all efforts to ensure we understand what we was about to do as a new homeowner back in 2011. I recommend Carlos 100%.
Posted on Zillow Zillow
Reviewer profile picture
Reviewer
27 January 2016
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Trate en muchas compañías para poder comprar mi primera casa ., pero fue con el ...Trate en muchas compañías para poder comprar mi primera casa ., pero fue con el ... Trate en muchas compañías para poder comprar mi primera casa ., pero fue con el Sr. Carlos Larrazabal que me brindó la confianza y me indicó claramente cuál era mi situación financiera y me ayudó para obtener mi préstamo con el cual adquirí mi primer hogar... Muy agradecido con él y su equipo.
Posted on Zillow Zillow
Reviewer profile picture
Reviewer
25 January 2016
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Everything was done smoothly and fast.Everything was done smoothly and fast. Carlos and his team were great. Everything was done smoothly and fast. I was kept up to date with all information and if they needed something from me they let me know right away causing no delays with my purchase.
Posted on Zillow Zillow
Reviewer profile picture
Reviewer
23 January 2016
Zillow star 1Zillow star 2Zillow star 3Zillow star 4Zillow star 5Verified
He was help full with all the process to get the home!!! an I didn't need to ...He was help full with all the process to get the home!!! an I didn't need to ... He was help full with all the process to get the home!!! an I didn't need to ask other providers and at the end i got what I was looking for in the price I was able to cover with the credit this agent got for me
Posted on Zillow Zillow
Reviewer profile picture
Reviewer
8 January 2016
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We are so happy with our house .We are so happy with our house . My family and I are very happy and thankful with all the help that we received from mr Larrazabal, he's very honest, responsible and good person... We are so happy with our house . God bless this person for all the help to us ... ??
Posted on Zillow Zillow
Reviewer profile picture
Reviewer
7 January 2016
Zillow star 1Zillow star 2Zillow star 3Zillow star 4Zillow star 5Verified
Process was the way I was explained.Process was the way I was explained. Did the closing without any delay , great and responsible for teamwork. Process was the way I was explained. Highly recommend Carlos Larrazabal services.

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