Receive a Complimentary Mortgage Checkup

Over time, your financial and life situation will change. Therefore, having a mortgage checkup is a great way to ensure that your mortgage still aligns with your current goals, even if you didn’t get your original loan with Vellum.

What To Expect with a Mortgage Checkup

With a mortgage checkup, we take a deeper look at your mortgage and current financial situation. In addition, we make sure that the current structure maximizes your tax benefits. This, as a result, provides optimal cash-flow and best suits your financial future. Here are some things our Loan Officers will review, all at no cost to you:

Your Current Interest Rate and Term

Rates are constantly changing, and as a result, the rate you initially agreed on may not be the best rate for you today. Our experts will review your current mortgage and determine whether it’s worthwhile for you to refinance.

Your Life Plans

You may be considering buying a new home in the next few years, as well as having kids, buying a car and more. All of these factors can affect whether or not you should refinance your home.

Your Finances

Your financial situation has most likely changed since you first got your mortgage. For instance, you may be making more money now, or maybe you need to lower your monthly mortgage payments. Your Loan Officer will review your current situation and determine if there is a better loan program out there for you.

Your Credit Score

Has your credit score changed since you first took on your mortgage? For instance, if your credit score has improved, you may be able to lower your monthly mortgage payment. Your Loan Officer will be able to tell you how your updated credit score will impact your payment.

Schedule Your Free Mortgage Checkup Today

Benefits of Getting a Mortgage Checkup

  • Obtain better loan terms as well as eliminate mortgage insurance

  • Consolidate high interest loans

  • Leverage your growing home equity

  • Maximize your tax benefits

  • Free up cash for home improvement projects

  • Improve monthly cash flow & overall financial well-being

  • Above all, have peace of mind that you have the right loan for your current situation

Schedule Your Free Mortgage Checkup Today